Micro Home Equity Investment (MHEI) | Access Your Property's Value Without Debt

Access Your Property's Value Without Debt

Micro Home Equity Investment (MHEI)

Get up to $10,000 in cash today with no monthly payments, no interest, and no impact on your credit score. Keep full ownership of your home while accessing the equity you've built.

Get Funded in 24-48 Hours!

Fast approval • Quick funding • No waiting

Ready to Get Started?

Check your pre-qualification in minutes with our simple online form.

Check My Eligibility

About Us

At HomeCapShare, we believe homeowners deserve more options when it comes to accessing the value of their property—without taking on debt.

We specialize in Micro Home Equity Investments, offering upfront capital in exchange for a modest share in future property appreciation. This innovative approach empowers homeowners to access funds for what matters most—whether it's debt consolidation, home improvements, education, or financial breathing room—while retaining 100% ownership and control of their home.

Our model is not a loan, not a mortgage, and comes with no monthly payments or interest. Instead, it's a flexible, transparent partnership built on shared success.

With a deep understanding of real estate, finance, and risk management, the HomeCapShare team is committed to creating an equitable financial solution that supports American homeowners.

Your home. Your value. Your future. We're here to help you access it.

What Is Micro Home Equity Investment (MHEI)?

A new financial solution allowing homeowners to access cash without additional debt or monthly payments.

Receive Upfront Payment

You receive an upfront payment (Option Premium) — up to $10,000 depending on your property value and equity position.

Keep Full Ownership

You retain full ownership of the home and remain responsible for taxes, insurance, and mortgage payments as usual.

Share Future Appreciation

We receive a small share of the future appreciation in the home's value.

No Monthly Payments

Payoff when you sell the house, refinance your mortgage or pay in full at any time during the 10 year term of the agreement.

How It Works

The entire process takes just 24-48 hours from start to finish:

We Review Property Information

Our team reviews your property information and pre-qualification details to ensure everything meets our criteria.

Documents Prepared & Sent

We prepare all necessary documents and send them to you for review and electronic signing.

Documents Recorded

We record the completed documents with the county to establish the agreement.

Funds Sent to Your Bank

Funds are sent directly to your bank account via ACH transfer, typically within 24-48 hours.

Our Mission & Vision

Mission Statement

To empower homeowners by providing accessible, debt-free financial solutions through an innovative shared appreciation agreement model — enabling them to access the value of their property without monthly payments, interest, or risk of foreclosure.

Vision Statement

To become the leading alternative equity partner for homeowners across the U.S., redefining property ownership by promoting financial freedom, transparency, and long-term stability through shared appreciation agreements.

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