Terms of Service

Effective Date: January 1, 2025

Welcome to HomeCapShare! These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our platform, you agree to be bound by these Terms.

1. Services Overview

HomeCapShare offers a Property Appreciation Option Agreement allowing homeowners to receive upfront capital in exchange for a share of future appreciation in their home's value.

2. Eligibility

To use our services, you must:

  • Be 18 years or older
  • Own a qualifying property in the United States
  • Provide accurate and truthful information

3. No Financial Advice

HomeCapShare does not offer legal, tax, or financial advice. We recommend consulting a licensed advisor before entering any agreement.

4. User Conduct

You agree not to:

  • Misrepresent your identity or property information
  • Use our platform for unlawful purposes
  • Attempt to hack or disrupt our services

5. Intellectual Property

All content on our site (text, graphics, logo, software) is the property of HomeCapShare and protected by applicable copyright and trademark laws.

6. Disclaimers

We make no guarantees regarding investment returns or future property values. Our services are provided "as is" and "as available."

7. Limitation of Liability

HomeCapShare is not liable for:

  • Any indirect or consequential damages
  • Property value loss
  • System outages or data loss

8. Governing Law

These Terms are governed by the laws of the State of California. Any disputes shall be resolved in the courts of Los Angeles County, California.

9. Modifications

We reserve the right to update these Terms at any time. Continued use of our services after changes implies acceptance.

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